Innovative Aftermarket Systems’ new ID TheftAvert™ is aimed to protect aftermarket customers from identity theft in a unique new way. The ID TheftAvertprogram provides individuals with a proactive solution that helps to prevent identity theft before it happens, unlike many programs which only offer to help repair damages after identity theft occurs. "ID TheftAvert is an excellent new identity theft program, both for consumers and the F&I office," says Bob Corbin, president of IAS. "It's sold just like a service contract, making the F&I Manager a hero in the consumer's eyes. Plus, it provides a new proactive product for dealers to sell. With ID TheftAvert, we're offering a unique 'Don't Fix It — Prevent It' service for dealers to offer." ID TheftAvert protection starts by creating fraud alerts in all three credit bureau files for a given consumer. Fraud alert messages notify potential credit grantors that, by Federal law, they must verify consumer identification before extending credit. The ID TheftAvert fraud alert is unique in that it contains a private phone number that potential credit grantors must call prior to opening any new account, such as automobile loans or credit cards. This private phone number is answered by an automated computer system, which then attempts to relay the call from the creditor to the consumer by dialing up to three phone numbers that the consumer designates. The consumer also designates the order in which the phone numbers should be dialed. For example, the consumer may want their mobile phone to be the primary contact number, followed by their work phone, then their home phone. When any creditor attempts to open new account using the consumer identity, the consumer is contacted in real time and can either stop the account from being opened or enter a four digit PIN to authorize the creation of the new account. If the automated system is unable to contact the consumer, the new account request is halted and placed in pending state until the consumer either accepts or rejects the new account request. New account fraud is one of several ways in which identities can be stolen and used for illegal purposes. The ID TheftAvert service also includes a $25,000 insurance policy underwritten by AIG. Should a consumer's identity be compromised in any way, this policy includes recovery and restoration services to help bring the consumer to pre-event status. A free, self guided demo is available at www.idtheftavert.com. | 
