Mercury Insurance Lists Most Affordable New Sedans, Subcompact Crossovers to Insure This Year

The list includes three Hyundai and two Nissan products and guides consumers on what sedans and subcompact crossovers to insure this year.
Aug. 7, 2025
2 min read
Mercury Insurance
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Mercury Insurance compiled a list of the most affordable sedans and subcompact crossovers to insure, according to a news release. The list can help budget-conscious consumers find a vehicle that will help them maximize insurance savings. 

Factors contributing to insurance costs include claims on similar vehicles, costs to repair, and vehicle safety records. Mercury's research and development team created the list by examining vehicles that are available at car dealerships today. 

This is the 10th year that Mercury has published this list, which includes 2025 and 2026 model-year vehicles. 

“The list of vehicles this year is one of the most diverse ever, ranging from entry-level premium cars like the Acura Integra to more affordable options like the Nissan Kicks and Kia K4,” said Chong Gao, director of Product Management R&D for Mercury Insurance. “Many of these vehicles are smaller and more fuel efficient, which serve as great options for consumers on a tighter budget.” 

The top 10 list for sedans and subcompact crossovers, beginning with the most affordable make and model to insure is: 
  • Volkswagen Golf R 
  • Acura Integra 
  • Mazda 3 
  • Kia K4 
  • Nissan Versa 
  • Volvo S90 
  • Hyundai Venue 
  • MINI Cooper 
  • Kia K5 
  • Nissan Kicks 

“Choosing any of these vehicles will help keep the cumulative cost of ownership down, which is something we have always emphasized at Mercury,” Gao said. 

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FenderBender Staff Reporters

The FenderBender staff reporters have nearly four decades of combined journalism and collision repair experience.

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